MCB Bank has introduced a fresh way for overseas Pakistanis to support their families back home by launching Roshan Apni Car, a specialized car financing solution tied to the Roshan Digital Account (RDA). This innovative program enables non-resident Pakistanis to easily buy and send cars—new or pre-owned—to their loved ones in Pakistan, bypassing the usual local paperwork and hassles.
Why This Matters for Overseas Pakistanis
Traditionally, purchasing a vehicle in Pakistan from abroad involved complex procedures, making it difficult for expatriates to directly gift cars to family members. Roshan Apni Car simplifies the process by allowing RDA holders to finance vehicles remotely with several attractive benefits:
- Competitive Financing Rates: The scheme offers lower interest rates compared to regular car loans, easing the financial burden on buyers.
- Direct Delivery: Once the purchase is finalized, the car is delivered straight to the nominee’s doorstep in Pakistan, saving time and effort.
- Comprehensive Insurance: Customers get access to insurance packages that come with discounted premiums and valuable extras like roadside assistance.
- Flexible Nominee Choices: The program lets buyers assign their spouse, parents, or siblings as beneficiaries, providing flexibility in gifting.
- Wide Range of Vehicle Options: Whether new or used, buyers can opt for lien or non-lien financing depending on their preference.
This initiative reflects a growing trend where financial institutions are tailoring services to the unique needs of expatriates, making it easier to invest in family welfare from abroad. For many overseas Pakistanis, Roshan Apni Car offers a convenient, cost-effective way to give a significant gift that can enhance their family’s mobility and quality of life back home.
